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Collision Coverage in New Jersey Auto Insurance

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Daniel J. O'Brien
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Your auto accident has caused you both physical and emotional harm and you're probably focused on recovering from your injuries before anything else. With everything else to consider following your New Jersey auto accident, you also still need to drive to doctors' appointments and other daily errands - and that means getting your car repaired or even replaced.

New Jersey is a no-fault state, so your own insurance coverage is key to how you'll be compensated for your vehicle damage. If you don't have enough collision coverage, you may be left to pay the difference.

The other drivers' property damage liability insurance mainly only covers damage to immobile objects such as buildings or utility poles - it would only apply to your vehicle if it was struck while legally parked.

With this limited help from the insurance companies and most car repairs costing thousands of dollars, you're most likely to come up short when trying to recover damages to your vehicle and personal property.

If you opted out of collision coverage, or your auto insurance policy limits were set too low to cover your property damage from your New Jersey auto accident, you may need to consider filing a property damage claim.

Read our article, Filing a Property Damage Claim in New Jersey, to learn more about property damage liability coverage and how a New Jersey auto accident attorney can help you file a property damage claim.

For a trusted legal team that will give your case the personal attention it deserves, contact the offices of White & Williams LLP today. We will provide a free, no obligation consultation on your case and help you get back what you've lost - 1-877-944-8396.

Category: Car and Truck Accidents

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