Typically, you cannot sue for non-economic damages such as pain and suffering if you have limited tort on your car insurance policy. However, pursuant to the Pennsylvania Motor Vehicle Financial Responsibility Law (MVFRL), you can sue for non-economic damages as well as economic damages if your injuries are "serious injuries," even if you have limited tort. An injury is "serious" if it results in death, a serious impairment of body function or permanent serious impairment.
Without knowing what your injuries are, it is difficult to say whether your injuries are "serious injuries". It is a case by case analysis, and it is imperative that you speak to an experienced Pennsylvania car accident injury lawyer who can tell you whether you sustained a "serious injury".
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