I was in a car accident and it was not my fault. I was also injured as aresult of the car accident and need medical treatment. Who pays for mymedical bills?

A: Regardless of who was responsible for the accident, your own car insurance company pays your medical bills.  Under Pennsylvania law, when you buy car insurance, you are required to have at least $5,000 of medical coverage.  You can buy more, but $5,000 is the minimum. Even if the accident was not your fault, your medical bills will be paid by your own car insurance company. It is important to know that your First Party Medical Coverage may run out or be "exhausted."  When that happens, your car insurance company will send you an "Exhaustion Letter" telling you that all the medical coverage has been used.  At that point, your health insurance must start to pay your bills.  You will then, of course, have to follow all the rules of your health plan, including using "network providers," paying deductibles and co-pays.