Well, in order to recover money in most circumstances, there has to be a liability insurance policy that covers the dog attack. If the dog owner has a liability policy such as homeowner's insurance, oftentimes, dog attacks are covered under the homeowner's insurance policy.
If your friend's boyfriend owns a home and has a homeowner's insurance policy, then you can file a lawsuit against the boyfriend. Even though the dog attack did not happen at the boyfriend's home, the policy still covers the attack.
If the boyfriend does not have homeowner's insurance policy, there may be other liability policies that cover your unfortunate dog attack.
Further, there may be other defendants other than the boyfriend, i.e., the breeder or the seller, who may be held responsible for the dog attack.
It is essential to talk to a seasoned Pennsylvania or New Jersey dog bite injury lawyer to investigate the existence of all primary, excess and umbrella coverage applicable to the owner. It is also important to discuss your case with a lawyer to see if there are other responsible parties.
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