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What do I need to know about insurance industry settlement tactics so I can try to handle my car accident claim on my own?


A: If you try to handle your Pennsylvania car accident claim on your own, be prepared for a battle with the insurance industry. You may be able to handle a minor accident on your own but if serious or long-term injuries are involved, it would be in your best interest to hire a Philadelphia car accident attorney.

When you file a Pennsylvania car accident claim, an insurance adjuster will do everything possible to minimize your claim to make sure you receive as little compensation as possible. This is because they are working for the insurance company, not for you.

Some of the tactics the insurance adjuster may use include:

  • Subjecting you to delays - the insurance adjuster can throw so many roadblocks into your claim that you will get fed up and accept their offer just so you can put everything behind you.
  • Requesting unnecessary information - they might make numerous requests for documentation that is only remotely related to your case and may have no bearing on the settlement that will be offered.
  • Disputing medical treatment - you can expect the insurance adjuster to minimize your injuries even though they have no medical credentials. It doesn't matter that you're under the care of a licensed physician.
  • Being cordial - the insurance adjuster will be friendly in an effort to get you to open up and disclose any information that they will be able to take out of context and use against you.
  • Telling you not to hire a Philadelphia car accident attorney - any insurance adjuster knows that if you hire an attorney, you increase your chances of getting a fair settlement to cover your current and future medical expenses, as well as lost earnings and pain and suffering. 

Before you try to handle a serious Pennsylvania car accident claim on your own, you should meet with a Philadelphia car accident attorney in an effort to level the playing field with the insurance company.

Help After a Philadelphia Car Accident

If you have been seriously injured after a car accident in Philadelphia, you shouldn't have to pay for expensive medical bills that were caused by another person's negligence. Contact a Philadelphia car accident attorney at White & Williams LLP today. We will provide a free, no obligation consultation on your case - 1-877-944-8396.

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    Philadelphia, PA 19103
  • Phone: (215) 864-7168
  • Toll Free: (877) 944-8396
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    Cherry Hill, NJ 08002
  • Phone: (856) 317-3600
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