Post Date: 6-28-12
After you exhaust your medical benefits on your car insurance policy, also known as first party benefits, you would then use your health insurance coverage. When you see doctors or get prescription medication, you would use your health insurance and pay the required co-pays associated with your health insurance.
If you file a lawsuit against the driver at fault, you can recover your co-pays as part of your out-of pocket expense damages. Therefore, it is a good idea to keep track of your out-of-pocket medical expenses and keep the receipts to make sure these expenses are included in your damage claim.
To learn more about other damages that you may be able to recover, click here read our legal article: Pennsylvania & New Jersey Car Accident Law - What Can You Recover in a Car Accident Lawsuit?
If you have further questions about your medical bills from your car accident, feel free to contact me at 877.944.8396. I have been a personal injury lawyer in Pennsylvania and New Jersey for many years and have helped many individuals who get injured in car accidents.