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Paying Medical Bills After a Bus Accident in New Jersey

This past year, there have been many bus accidents in New Jersey. Whether a school bus accident or a public transportation bus accident, these kinds of accidents can and do result in serious injuries. Earlier this week, a New Jersey Transit bus was involved in an accident. According to nj1015.com, several bus riders may have been injured. The bus involved travels from Philadelphia to Asbury Park, stopping in Camden and Cherry Hill. (Source: nj1015.com/nj-transit-bus-accident-in-plumsted/ (1/12/13))

Those who are injured in New Jersey bus accidents and end up with medical bills are often confused about who pays for the medical bills. The answer depends on the kind of bus involved in the accident.

NJ PIP/Medical Benefits Coverage in a Bus Accident Case

In certain cases, the bus insurance company may provide medical benefits coverage depending on the type of bus.

Under N.J.S.A. Section 17:28-1.6., a "motor bus" owner must provide up to $250,000 of medical benefits coverage for passengers. However, the definition of "motor bus" specifically excludes the following (which do not have to provide passengers with medical benefits coverage):

  • cabs, taxis and limos,
  • hotel buses,
  • school buses,
  • small buses which operate under municipal consent,
  • NJ Transit buses, and
  • paratransit vehicles.

Therefore, under New Jersey's statutory scheme, only passengers of commercial buses may make claims for PIP/medical benefits. Read the top five claims made in bus accident cases in New Jersey.

Related New Jersey bus accident legal articles:

If you or someone you love was hurt in a truck or bus accident, talk to a bus accident lawyer in Pennsylvania or New Jersey to discuss your legal rights.  877.944.8396

**DISCLAIMER: This website does not provide any legal advice or create any attorney-client relationship. Each case is unique and requires review by a qualified attorney. Discussion of prior outcomes or results is no guarantee of the same or similar outcomes in current or future cases.


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