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Filing a Property Damage Claim in New Jersey

Your auto accident has left you and your family dealing with medical bills, insurance paperwork, and emotional stress. The state of New Jersey is a no-fault car insurance state, meaning your own insurance company is responsible for paying the damages you sustained in the car accident.

Property damage liability covers the following:


  • buildings;
  • immobile objects (utility poles, benches, etc.);
  • agriculture (trees, livestock, etc.); and
  • personal property (items being transported within the car).


Property damage liability normally does not cover the damage to your car, as per the New Jersey no-fault laws. With minimum coverage for property damage liability set at $5,000 per accident, chances are you will need to file a property damage claim to cover the full extent of your damages.

How a New Jersey Auto Accident Attorney Can Help 

Your attorney can evaluate your case and prepare it for filing a property damage claim. In your claim, you can file for all the damages to your personal property as well as your vehicle, seeking compensation for those damages in the settlement. This may be the only way to receive compensation for your vehicle damage, so you must act quickly to be able to recover your full damages.

Make sure to keep careful documentation of your property damages such as: photographs of your vehicle (especially if declared it ‘totaled' and have taken it to a junkyard); any damaged personal property within the car; and repair bills or estimates are all good pieces of evidence for your property damage claim. You may need to hire a contractor to evaluate the damage done to your building or real property if such is the case.

Recovering from your injuries and returning to your life is much more difficult without your vehicle, and a New Jersey auto accident attorney will help you obtain a fair settlement and get you back on the road.

For a trusted legal team that will give your case the personal attention it deserves, contact the offices of White & Williams LLP today. We will provide a free, no obligation consultation on your case and help you get back what you've lost - 1-877-944-8396.

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  • Philadelphia (*Primary)
  • 1650 Market Street, Suite 1800
    Philadelphia, PA 19103
  • Phone: (215) 864-7168
  • Toll Free: (877) 944-8396
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  • Cherry Hill
  • 457 Haddonfield Road
    Cherry Hill, NJ 08002
  • Phone: (856) 317-3600
  • Toll Free: (877) 944-8396
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