New Jersey has some of the highest car insurance rates in the country. In counties with high accident numbers, such as Bergen, Essex and Middlesex Counties, the car insurance rates are very high. In fact, according to the New Jersey Department of Transportation, Bergen, Essex and Middlesex Counties accounted for roughly 1/3 of all car accidents in the state of New Jersey in 2010.
In New Jersey car or truck accident cases, there are many kinds of claims that can be made. For example, negligence, negligent infliction of emotional distress or punitive damages claims may be made. Such claims are usually based on violations of New Jersey laws or rules of the road. Here are some of the most commonly violated rules of the road which may lead to an accident and subsequent lawsuit:
All cell phone and hand-held device use is prohibited when driving in New Jersey (N.J.S.A. Section 39:4-97.3: Cell phone use is not permitted while driving);
Speeding is a frequent claim made in car accident lawsuits in New Jersey. In addition, when coupled with other negligent behavior, such as cell phone use or improper turns, speeding can cause especially significant car, truck or pedestrian accidents (N.J.S.A. Section 39:4-98: 25 MPH in a business or residential district, 35 MPH in any suburban business or residential district);
Attempting to pass on double solid lines and entering into opposing lanes of travel are frequent claims made in New Jersey car accident lawsuits (N.J.S.A. Section 39:4-86: No passing allowed on double solid lines);
A high number of pedestrian accidents occur when a driver fails to yield the right of way, especially when the driver is attempting to turn right on a red light (N.J.S.A. Section 39:4-115: If a "No Turn on Red" sign is not posted, drivers may turn right only after yielding to oncoming traffic and pedestrians);
Drivers who fail to yield to pedestrians within crosswalks are subject not only to criminal penalty, but also to civil liability in a pedestrian accident lawsuit (N.J.S.A. Section 39-4:36: Drivers shall yield right of way to pedestrians within marked or unmarked crosswalks at intersections);
Drivers who make negligent right hand turns may face civil liability if their action causes a car accident (N.J.S.A. Section 39:4-123(a): Right hand turns must be made as close as practicable to the right-hand curb or edge of the roadway); and
Drivers who make negligent left hand turns also face such liability (N.J.S.A. Section 39:4-123(b) and (c): left hand turns on two-way and one-way roads).