-- Who's going to pay for all these medical bills?
-- How will I pay for all the medical treatment my doctors say I'll need in the future?
-- What happens if I (or my spouse) can't return to work?
-- Will we lose our house/go bankrupt?
-- Who will pay for my kids' education if I can't go back to work?
-- Who will take care of my injured spouse or child if something happens to me?
-- I can barely get around now with these injuries. What am I going to be like when I'm old? How am I going to care for myself?
What these questions illustrate is that when a person is seriously injured, their future and their family's future is drastically altered. Their plans, hopes and dreams are replaced by uncertainty, doubt and fear.
The civil legal system obviously isn't designed to restore life or health or to undo the past. But, the legal system doe provide a means for victims of negligent, irresponsible conduct to regain some measure of control over their future -- to be able to better their own lives, pay for their kids' education and plan for their future and live the type of life in retirement that they would have enjoyed if they hadn't been injured. That is what money damages in personal injury cases are for.