Weekday morning traffic in Philadelphia is very busy. Drivers are trying to get to work on time, and many Philadelphians take SEPTA buses and subways to get to work. Car, bus and truck accidents happen when there are so many vehicles on the roads and highways.
Last Monday, there was a SEPTA bus and car accident near the Philadelphia Art Museum area at the intersection of North 22nd Street and Benjamin Franklin Parkway. *Source: www.philly.com (2 injured in SEPTA bus crash)
At around 9:30 a.m., a car ran a red light and crashed into the front of the SEPTA bus, which had the right of way. Two SEPTA passengers were injured.
Just a few days before this SEPTA accident, there was another SEPTA bus accident on Friday afternoon where nearly two dozen people were injured. The accident happened at the intersection of Vine Street and 11th Street, near Philadelphia’s Chinatown. This SEPTA bus and car accident was also caused by a driver who ran a red light and slammed into the bus. After the collision, the bus jumped the curb and barreled into parked cars in a church parking lot before finally coming to a stop. *Source: www.myfoxphilly.com (22 People Hurt In Crash That Sent SEPTA Bus Into Parking Lot)
Both SEPTA bus-car accidents are under investigation.
In both of the above accidents, the negligent car drivers caused the accidents by running a red light. If passengers were injured from the accidents, they may sue the drivers for the injuries they sustained as a result of the accidents.
Where there is only one injured SEPTA passenger, the other driver’s car insurance policy may be able to compensate the injured passengers. However, where there are multiple injured SEPTA passengers, the driver’s car insurance policy may not be enough to compensate all of the injured parties.
In this situation, injured passengers have to look to their own car insurance policies or SEPTA’s insurance policy to make an underinsured motorist (UIM) claim. However, determining the applicable insurance coverage is complicated, and passengers should seek advice of an experienced SEPTA bus-car accident injury lawyer in Philadelphia. Daniel J. O’Brien and his team have represented injured SEPTA passengers and helped them obtain maximum financial recovery. For a free consultation, call Dan at 877.944.8396 to schedule an appointment.